Today's speaker was our very own Vince Darling, who is a Certified Financial Planner with The Stonebridge Group, based in Forest Lake. Vince's comments today focused specifically on financial planning in retirement, which is primarily about strategies to reduce taxes on withdrawals and future inheritances. As with anything tax related, this stuff is complicated! But Vince gave a good overview of the different types of investment accounts (Taxable Brokerage Accounts, Pretax Accounts such as IRAs and Roth accounts). He also covered the rules around RMDs (Required Minimum Distributions), QCDs (Qualified Charitable Distributions) and how Social Security payments are taxed. Thank you Vince!